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A student loan is an unsecured loan made by lenders that receive government underwriting assistance. Without this government assistance, student loans would not be very practical. Lenders would find other more profitable arenas in which to loan their money. Nobody would be able to get a low interest student loan - without
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So are student loans able to be discharged? In short, probably not. Student loan debts are nondischargeable in Chapter 7 Bankruptcy cases unless paying the debt would cause the debtor "undue hardship." This basic rule also applies to Chapter 13 Bankruptcy cases.Discharge of student loans received popularity in the 1970's. Many
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The Pros And Cons Of Government Student Loan Consolidation
Your college or university days may be behind you but if you
received federal student loans from the US Department of
Education (ED) along the way you now have to deal with paying
them back. To avoid repayment problems it's important to learn
how to manage your
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